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Terms of Service

Effective Date: January 3, 2026

1. Acceptance of Terms

By accessing AutoQuoteX.net, you agree to comply with and be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Services Provided

AutoQuoteX.net provides an AI-powered interface to preview insurance savings and a connection to licensed insurance agents for finalized quotes. We do not issue insurance policies directly; policies are issued by third-party carriers.

3. AI Smart Quote Disclaimer

The "AI Smart Quote Preview" tool provides estimates only. These figures are generated based on limited data and do not constitute a binding offer of insurance from AutoQuoteX.net. Final rates are determined only after a full underwriting review by a licensed professional.

4. Limitation of Liability

AutoQuoteX.net shall not be liable for any discrepancies between AI-generated estimates and final premiums provided by insurance carriers. Our headquarters are located at 823 Congress Ave, Suite 300, Austin, TX 78701.

5. Governing Law

These terms are governed by the laws of the State of Texas, without regard to its conflict of law provisions.